The information contained in this Website is provided for informational purposes only, and should not be construed as offering legal advice, or creating an attorney client relationship between the reader and the author. You should not act or refrain from acting on the basis of any content included in this Website without seeking appropriate legal advice about your individual facts and circumstances from an attorney licensed in your state. Rania Combs is licensed to practice law only in Texas. Rania Combs is physically located in Chapel Hill, North Carolina and meets with clients in Houston, Texas by appointment only.
As a licensed Texas attorney, I’m proud to serve residents of our great state by providing cost-effective solutions to legal matters. I frequently work with on-the-go professionals, families and everyday people just like you to create estate plans that provide peace of mind. My firm relies on the same technology used by online banking and government institutions to keep your data secure. Additionally, all communications we exchange is bound by strict professional standards.
Identity theft complaints as a percentage of all fraud complaints decreased from 2004-2006.[60] The Federal Trade Commission reported that fraud complaints in general were growing faster than ID theft complaints.[60] The findings were similar in two other FTC studies done in 2003 and 2005. In 2003, 4.6 percent of the US population said they were a victim of ID theft. In 2005, that number had dropped to 3.7 percent of the population.[61][62] The Commission's 2003 estimate was that identity theft accounted for some $52.6 billion of losses in the preceding year alone and affected more than 9.91 million Americans;[63] the figure comprises $47.6 billion lost by businesses and $5 billion lost by consumers.
Account Takeover fraud is becoming increasingly common, particularly as traditional credit card fraud has become less prevalent due to the widespread adoption of EMV chipped credit cards. In an account takeover situation, a thief would log into the victim’s existing accounts, often using stolen credentials, and then add themselves as an authorized user. For example, the thief could log into your bank and then request a new credit card under your existing account. In this scenario, traditional credit monitoring would be unable to alert to this activity, because the thief is technically using an existing line of (your) credit.
Privacy researcher Pam Dixon, the founder of the World Privacy Forum,[16] coined the term medical identity theft and released the first major report about this issue in 2006. In the report, she defined the crime for the first time and made the plight of victims public. The report's definition of the crime is that medical identity theft occurs when someone seeks medical care under the identity of another person. Insurance theft is also very common, if a thief has your insurance information and or your insurance card, they can seek medical attention posing as yourself.[17] In addition to risks of financial harm common to all forms of identity theft, the thief's medical history may be added to the victim's medical records. Inaccurate information in the victim's records is difficult to correct and may affect future insurability or cause doctors relying on the misinformation to deliver inappropriate care. After the publication of the report, which contained a recommendation that consumers receive notifications of medical data breach incidents, California passed a law requiring this, and then finally HIPAA was expanded to also require medical breach notification when breaches affect 500 or more people.[18][19] Data collected and stored by hospitals and other organizations such as medical aid schemes is up to 10 times more valuable to cybercriminals than credit card information.
Some thieves use a skimming device that easily can be placed over a card reader on an ATM or a fuel pump without looking out of the ordinary. When somebody swipes a debit or credit card at a compromised machine, the skimmer reads the information from the card's magnetic stripe and either stores it or transmits it. A criminal can then use this information to make purchases.
Texas-based artist Edward Gustav Eisenlohr (1872 – 1961) came to Dallas at the age of two, where his father established Eisenlohr Drug Store. Eisenlohr drew inspiration for art subjects from the Oak Cliff area of Dallas and his travels to New Mexico, the Texas Hill Country, and the western areas of his adopted state. Eisenlohr was Ellen Dorn’s grandfather’s first cousin—in other words, his grandfather was her great great grandfather.
