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FAIR CREDIT REPORTING ACT: You have numerous rights under the FCRA, including the right to dispute inaccurate information in your credit report(s). Consumer reporting agencies are required to investigate and respond to your dispute, but are not obligated to change or remove accurate information that is reported in compliance with applicable law. While this plan can provide you assistance in filing a dispute, the FCRA allows you to file a dispute for free with a consumer reporting agency without the assistance of a third party.
When you use a will, however, after you pass away title to property passes from you to the estate and its executor. Eventually it passes to the final beneficiaries. The probate court supervises the process. If you become disabled, whoever holds your power of attorney has to present it to financial institutions and have them accept it before your assets can be managed. If there’s no power of attorney or financial institutions won’t accept it, the courts become involved.
You can revoke your power of attorney whenever you want, as long as you are mentally competent. This revocation should be in writing, signed by you in front of a notary public, and delivered to the attorney-in-fact and any third parties with whom your agent has been in contact (e.g., your bank). If you recorded your power of attorney at your county recorder's office, you should record the revocation in the same place.
In Massachusetts in 2009-2010, Governor Deval Patrick made a commitment to balance consumer protection with the needs of small business owners. His Office of Consumer Affairs and Business Regulation announced certain adjustments to Massachusetts' identity theft regulations that maintain protections and also allows flexibility in compliance. These updated regulations went into effect on 1 March 2010. The regulations are clear that their approach to data security is a risk-based approach important to small businesses and might not handle a lot of personal information about customers.[70][71]
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J. Derick Winfrey is a solo practitioner who specializes in assisting his clients in many legal specialties. Derick has an extensive background in corporate law, real estate transactions, commercial real estate, contracts, oil and gas transactions, bankruptcy, civil litigation, family law, criminal defense and estate planning. Derick believes not only in the importance of helping his clients understand the complexities of the law and the legal process, but also in their vigorous representation. He has a BBA in Finance from the University of Texas at Austin and received his Juris Doctor from Texas Tech University.&n ... View Profile
While the power of attorney gives the agent authority to act on behalf of the principal, an agent is not required to serve. An agent may have a moral or other obligation to take on the responsibilities associated with the power of attorney, but the power of attorney does not create an obligation to assume the duties. However, once an agent takes on a responsibility, there is a duty to act prudently. (See “Financial Management and the Liability of an Agent.”)
The requirements for a living will vary by state so many people hire a lawyer to prepare their living will. Most people can create this simple document - along with the other typical estate planning documents - without the high legal fees by using a quality software application that accounts for their state's laws. If you need to write or update a will or trust, you can take care of your living will at the same time.
J. Derick Winfrey is a solo practitioner who specializes in assisting his clients in many legal specialties. Derick has an extensive background in corporate law, real estate transactions, commercial real estate, contracts, oil and gas transactions, bankruptcy, civil litigation, family law, criminal defense and estate planning. Derick believes not only in the importance of helping his clients understand the complexities of the law and the legal process, but also in their vigorous representation. He has a BBA in Finance from the University of Texas at Austin and received his Juris Doctor from Texas Tech University.&n ... View Profile
