Account Takeover fraud is becoming increasingly common, particularly as traditional credit card fraud has become less prevalent due to the widespread adoption of EMV chipped credit cards. In an account takeover situation, a thief would log into the victim’s existing accounts, often using stolen credentials, and then add themselves as an authorized user. For example, the thief could log into your bank and then request a new credit card under your existing account. In this scenario, traditional credit monitoring would be unable to alert to this activity, because the thief is technically using an existing line of (your) credit.
These state specific living will forms are in word (.doc) and adobe (.pdf) formats and available for free and immediate download. Each will open in a separate window when clicked. Once opened, you can then save and edit on your computer. If you prefer, you can right click on the file, then chose “save Target as” and save the form directly to your computer. Once saved, you may edit and fill in the forms with your word processing software.
Short-term and long-term treatments: You may want short-term treatments when there is a good chance that you will get better. For example, you may want a feeding tube for a short time while you recover from surgery. You may not want a permanent feeding tube if you have a severe and long-term brain injury. You may want to have a limit on the amount of time you want to have other life-sustaining treatments.
A power of attorney terminates if the principal becomes incapacitated, unless it is a special kind of power of attorney known as a “durable power of attorney.” A durable power of attorney remains effective even if a person becomes incapacitated. However, there are certain exceptions specified in Florida law when a durable power of attorney may not be used for an incapacitated principal. A durable power of attorney must contain special wording that provides the power survives the incapacity of the principal. Most powers of attorney granted today are durable.
Florida Statutes: Chapter 709 of the Florida Statutes contains the full statutory law on powers of attorney. Chapter 765 deals with Health Care Surrogate Designation. Chapter 744 deals with guardianship law. Chapter 518 deals with investment of fiduciary funds. You may find a set of the Florida Statutes at your public library or at most courthouses. You may access the Florida Statutes at http://www.leg.state.fl.us/Statutes/index.cfm?
Typically while on life support, you need extra measures to keep you alive. If there are certain life-sustaining treatments you prefer not to undergo, initial and check accordingly. In our example, Greg Smith does not wish to have ventilation treatment while on life support. Warning: Selecting to withdraw from life-sustaining treatment can lead to death, choose carefully.
Florida Department of Elder Affairs: The DOEA is a helpful resource on a variety of issues relating to aging. The general jurisdiction, mission and purpose of the department are found in Chapter 430 of the Florida Statutes. The DOEA maintains the Elder Helpline, a statewide toll-free number 1-800-96ELDER, as well as a website located at http://elderaffairs.state.fl.us/index.php . The department also co-sponsors publication of the “Older Floridians Handbook.”
Sign your forms in front of a notary public. In Texas, all power of attorney forms need to be notarized.[10] This can be done by going to the nearest bank branch. The bank will usually notarize forms for free if you have an account with them. If you do not have an account with the bank, they may charge you a small fee for notary services. For instance, Bank of America charges $8.50 to notarize documents. Your lawyer's office also is likely to have a notary on staff.
If the power of attorney was properly executed under the other state’s laws, then it may be used in Florida, but its use will be subject to Florida’s Power of Attorney Act and other state laws. The agent may act only as authorized by Florida law and the terms of the power of attorney. There are additional requirements for real estate transactions in Florida, and if the power of attorney does not comply with those requirements its use may be limited to banking and other non-real estate transactions. The third party also may request an opinion of counsel that the power of attorney was properly executed in accordance with the laws of the other state.
