• Review your account info. Regularly reviewing online bank/credit account transactions can help you spot suspicious activities or purchases. If you do stumble upon something fishy, be sure to report it to your bank or credit institution immediately. Most banks these days also have a way to report suspicious transactions directly in your list of transactions.
The term “financial fraud” covers common credit card, check and debit card fraud. When criminals use your credit cards or debit cards to make a purchase, they typically do so without assuming your identity. Recovering from financial fraud is comparatively easier than recovering from identity fraud, because most creditors don’t hold you liable for fraudulent charges.
Before our firm drafts any power of attorney, we will sit down and learn more about your specific circumstances. In fact, after careful consultation, people sometimes determine that they do not wish to grant this type of authority to anyone. If you do decide to create a power of attorney, we will determine whether it becomes effective immediately, or only at the time of your incapacitation. Only after learning these things, can we draft the most appropriate power of attorney for your situation.
You cannot make your own medical decisions: Your living will takes effect when you can no longer let healthcare providers know what care you want. Depending on the state you live in, 1 or 2 doctors have to decide that you can no longer make medical decisions. You may not be able to communicate what you want. You may lack the ability to understand the choices that need to be made about your medical care and the effects of the choices.
A Living Will typically has a more narrow focus and directly communicates your end-of-life healthcare decisions, while a Durable Power of Attorney grants authority to an agent to make decisions and take action on your behalf, such as managing your finances, your real estate, or your business. Similar to a Living Will, a Durable Power of Attorney is valid even after you are no longer able to communicate or make decisions on your own.
In child identity theft, someone uses a child's identity for various forms of personal gain. This is common, as children typically do not have information associated with them that could pose obstacles for the perpetrator, who may use the child's name and Social Security number to obtain a residence, find employment, obtain loans or avoid arrest on outstanding warrants. Often, the victim is a family member, child of a friend or someone else close to the perpetrator. Some people even steal the personal information of deceased loves ones.
YP - The Real Yellow PagesSM - helps you find the right local businesses to meet your specific needs. Search results are sorted by a combination of factors to give you a set of choices in response to your search criteria. These factors are similar to those you might use to determine which business to select from a local Yellow Pages directory, including proximity to where you are searching, expertise in the specific services or products you need, and comprehensive business information to help evaluate a business's suitability for you. “Preferred” listings, or those with featured website buttons, indicate YP advertisers who directly provide information about their businesses to help consumers make more informed buying decisions. YP advertisers receive higher placement in the default ordering of search results and may appear in sponsored listings on the top, side, or bottom of the search results page.
